Introduction
00:0000:0004:28Introduction - Disclosure
04:28Introduction - The Tools to Financial Freedom
04:54Spend Less Than You Earn
05:37Spend Less Than You Earn - Understanding Your Cash Flow
05:42Spend Less Than You Earn - How to Control Your Living Expenses
07:45Spend Less Than You Earn - Why Create a Budget
09:10Spend Less Than You Earn - How to Budget
15:34Control Your Debt
16:40Control Your Debt - Consumer Credit Reporting Agency
16:59Control Your Debt - Payment History
21:59Control Your Debt - Credit Utilization/Debt Owed
23:14Control Your Debt - Credit History
25:29Control Your Debt - Credit Inquiries
29:42Control Your Debt - Credit Types
30:55Control Your Debt - Debt Management
32:09Control Your Debt - Don’t Waste Money on Depreciating Assets
36:32Have a Realistic Plan
39:38Have a Realistic Plan - What’s the Purpose of Savings or Investing
39:45Have a Realistic Plan - When Do I Need the Money
41:07Have a Realistic Plan - Time Value of Money or Compounding
42:25Save for The Future
47:55Save for The Future - Saving/Investing
48:00Save for The Future - Savings Vehicles
54:05Save for The Future - Takeaways For Financial Freedom
56:49Question & Answer
58:36Question & Answer - Cosigning
59:08Question & Answer - Student Debt
01:03:25Question & Answer - Where to Put Your Money
01:06:36Question & Answer - Teaching Your Kids About Good Money Management
01:09:23